I am a research economist at the Federal Reserve Bank of New York. My research is focused on consumer and household finance, education policy, federal financial aid, and student loans. I also study issues in urban economics and health economics.
Featured Blog Posts
I regularly contribute to the New York Fed's Liberty Street Economics blog. I typically write on household finance and consumer credit with my NY Fed colleagues. Below are links to some posts. You can find all of my blog posts here.
Feburary 14, 2024
How and Why Do Consumers Use “Buy Now, Pay Later”?
with Felix Aidala and Wilbert van der Klaauw
- Media Coverage:
- NPR's All Things Considered,
- CNN,
- Marketwatch,
- Fortune,
- CBS News
October 18, 2023
Borrower Expectations for the Return of Student Loan Repayment
with Raji Chakrabarti, Sasha Thomas, and Wilbert van der Klaauw
- Media Coverage:
- POLITICO,
- Reuters,
- Marketwatch,
- Marketwatch,
- WSJ,
- Yahoo Finance
October 18, 2023
An Update on the Health of the U.S. Consumer
with Andrew Haughwout, Donghoon Lee, Jonathan McCarthy, Davide Melcangi, Joelle Scally, and Wilbert van der Klaauw
- Media Coverage:
- Bloomberg,
- Marketwatch
September 26, 2023
Who Uses “Buy Now, Pay Later?"
with Felix Aidala and Wilbert van der Klaauw
- Media Coverage:
- NYT,
- FT,
- CNN,
- Bloomberg,
- American Banker,
- Bloomberg
September 27, 2022
Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan
with Jacob Goss and Joelle Scally
- Media Coverage:
- Bloomberg,
- Reuters,
- Barrons
April 21, 2022
Who Are the Federal Student Loan Borrowers and Who Benefits from Forgiveness?
with Jacob Goss and Joelle Scally
- Media Coverage:
- CNBC,
- Marketwatch,
- WaPo,
- Fox Business,
- Fortune,
- NYT,
- CBS News,
- NYT,
- Business Insider,
- CNBC